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Some property developer insurance is optional - but other types of cover are essential, regardless of project scale.
As site owner, you have some legal responsibilities. This includes providing liability cover against accident and injury for anyone present on site. As such, at a minimum, you'll need:
Alongside the essentials, you'll need to consider additional property developer insurance depending on your project circumstances.
Even if your subcontractors can prove they have public liability cover, there are always elements of a project that cross over between site owner and contractors. If something arises where the ownership of an incident is unclear, you don't want to be without insurance cover.
If you're still unsure what insurance property developers need for a project like yours, we're happy to discuss the options available to you. Contact us to find out more and receive a bespoke property developer insurance quote for your project.